Grubhub Accident Lawyer in NYC

Injured in a Grubhub delivery crash? Our Bronx attorneys know how to hold them accountable

You've seen them everywhere, zipping through red lights, hopping curbs, weaving between cabs on congested avenues. Grubhub drivers are a constant presence on New York City's streets. They deliver meals from Midtown to Mott Haven, racing the clock and dodging traffic to squeeze in one more drop-off. It's part of what keeps this city moving. But when speed meets pressure, and that pressure meets a crowded intersection, things can go very wrong, very fast.

Grubhub accidents are more common than most people realize. When they happen, they're rarely straightforward. That's why you need a skilled NYC Grubhub delivery accident lawyer to help you sort it out. Giampa Law knows how these accidents work and how responsible parties try to escape liability. To learn how we can help you, contact us to schedule a free consultation.

"Working with Giampa's law firm was great and a fast experience; definitely a great lawyer. I recommend him to anyone who has a personal injury claim." – A.H., ⭐⭐⭐⭐⭐

What causes a Grubhub accident in a city like New York?

In a place as crowded and fast-moving as New York, deliveries happen fast and, sometimes, dangerously.

Grubhub drivers aren't just behind the wheel of cars. They're on electric scooters, mopeds, e-bikes, and even regular bicycles. You'll see them weaving between cabs in Midtown, darting through intersections in Brooklyn, cutting across traffic to make that final drop-off in Harlem. And while most of them are doing their best to work quickly and safely, the system isn't built for caution. It's built for speed.

Grubhub pays per delivery, not per hour. That means the faster a driver goes, the more money they make. But fast often means risky. Running red lights. Riding the wrong way on one-way streets. Ignoring bike lanes. Racing through bike lanes. Parking in dangerous spots. Checking the app while driving. These shortcuts lead to crashes—with pedestrians, cyclists, other drivers, and even passengers getting hurt.

In some neighborhoods, the threat is constant. Double-parked cars in Park Slope. Sidewalk scooter deliveries in the Bronx. Blind corner turns in Astoria. It only takes one bad decision for everything to change.

Does Grubhub cover accidents in New York?

Now, here's where things get tricky. Grubhub uses independent contractors. That means drivers are not employees. Grubhub uses this classification to shield itself from liability in the event of a collision. The company offers what's called contingent third-party liability insurance, but only under specific conditions.

If the driver was either en route to pick up an order or drop one off, and the app indicates they were online, Grubhub's policy may apply. But it only steps in after the driver's personal auto insurance has been exhausted or denied.

Most personal auto insurance policies don't cover commercial activity. If the driver didn't tell their insurance company they were doing delivery work, their claim could be denied outright. That leaves victims stuck in a maze of finger-pointing: the driver blames the company, the company blames the driver, and the insurance companies pass the buck. If the Grubhub driver was on a bicycle, scooter, or moped, they likely had no insurance.

Who's responsible when a Grubhub driver causes an accident?

In legal terms, liability means figuring out who's to blame, who's at fault, and who's on the hook for your medical bills, lost wages, and pain and suffering.

If the Grubhub driver caused the crash, then they're the first party held accountable. But whether their insurance covers the crash depends on the vehicle they were using and whether they reported their delivery work to their insurer.

If another driver caused the crash (e.g., rear-ended the Grubhub vehicle, which then hit you), then that other driver is primarily liable.

Suing Grubhub directly can be challenging, but it can be accomplished with the assistance of an experienced New York City Grubhub accident lawyer. For example, if they knew the driver was dangerous or if their policies encouraged reckless behavior, Giampa Law might be able to make a case against them.

How do you file a Grubhub accident claim in NYC?

Let's say you were hurt. You're in pain. You've got hospital bills. You're missing work. What now? Here's what you do after a Grubhub driver accident:

• Call the police. Get a report on file. In New York City, an official crash report can make or break a claim.
• Get medical care. Even if you think you're okay, get checked out. Concussions, soft tissue injuries, and internal damage often show up later. And without medical documentation of your injury, your Grubhub accident claim will likely be denied.
• Document everything. Take pictures of the scene. Get the Grubhub driver's name, contact info, and screenshots if they'll let you. Photograph the vehicle or bike, the delivery bag, and even their phone screen if it shows the app. Evidence builds strong legal cases.
• Talk to witnesses. Get the names and phone numbers of anyone who saw your accident.
• Notify your insurance company. If you were in a car or on a bike, your own policy might provide coverage under New York's no-fault rules.
• Call a lawyer. Especially one who understands the world of delivery apps.

From there, our Bronx attorneys can help identify the right insurance policies, negotiate with adjusters, and, if needed, file a lawsuit to recover damages. They'll also help protect you from common insurance tactics such as lowball offers, delays, and attempts to shift blame.

What if a Grubhub cyclist or scooter rider hit you?

In Manhattan and Brooklyn, it's common to see Grubhub deliveries made on e-bikes or scooters. These riders often lack insurance, registration, and training. They ride fast, often against traffic, and sometimes on sidewalks or in bike lanes. (Strict rules apply to using e-bikes and scooters in bike lanes in NYC.)

If you're a pedestrian hit by a bike or scooter, it's easy to feel like you have no options. But you do.

If the rider has any personal liability insurance (through renters' or homeowners' insurance), that might help. More often, victims must turn to their own policies, such as uninsured motorist coverage, or file a claim through New York's Motor Vehicle Accident Indemnification Corporation (MVAIC).

MVAIC only applies if certain conditions are met. You need to file quickly, prove that the rider was at fault, and demonstrate that you have no other source of compensation. It's not something you want to handle on your own. This is why hiring an experienced NYC Grubhub attorney is so important, especially in these cases.

Why you need a Grubhub accident lawyer on your side

You've got enough to deal with after an accident. Pain. Doctor's appointments. Lost paychecks. Mounting medical bills. Sleepless nights. The last thing you need to worry about is navigating a web of insurance loopholes.

A seasoned lawyer understands how these delivery platforms operate. They know how to subpoena Grubhub's delivery records to prove the driver was working. They know how to pressure insurers to play fair. And they know how to build a strong case that accounts for all of your losses—not just the hospital bill.

With the right legal assistance, you can focus on your recovery. Let your attorney do the heavy lifting.

What's the deadline to file a claim in New York?

If you were injured in a crash involving a Grubhub driver in New York, the general statute of limitations for filing a claim is three years from the date of the accident. That means if you don't file your lawsuit within that window, you could lose your right to seek compensation entirely.

Certain insurance-related deadlines come much sooner. For example, if you plan to file a claim through your no-fault insurance (PIP), you typically have only 30 days to submit your claim. Miss that deadline, and your medical bills and lost wages may not be covered, no matter how strong your case is.

Because Grubhub drivers may be covered under multiple layers of insurance (their own and Grubhub's commercial policy), identifying the correct filing process takes legal experience. Don't assume you have plenty of time. The sooner you speak with an experienced NYC Grubhub accident attorney, the better your chances of protecting your rights, gathering evidence, and building a strong case from day one.

Talk to a Grubhub accident lawyer in NYC today

If you've been hurt in a crash involving a Grubhub delivery driver, don't wait for the insurance companies to play fair because they won't. These cases are often more complicated than standard car accidents. Grubhub and its insurance partners know how to dodge responsibility. But Giampa Law knows how to stop them in their tracks.

Our Bronx lawyers have a proven track record of taking on big companies and securing victories for individuals like you. We'll take the time to understand your case, explain every option in plain language, and develop a strategy that prioritizes your recovery. From securing medical coverage to fighting for lost income and compensation for pain and suffering, we won't stop until you receive the results you deserve. Plus, you'll never feel like just another case; we treat every client like family.

Don't let a delivery company delay your path to justice. Contact us today for a free, no-obligation consultation with a NYC Grubhub accident attorney who knows how to handle these complex accident claims in the Bronx.